12.31.2008

Good bye to 2009!

Merry Christmas, a little late!

and, Happy New Year! I can't believe today is New Year's Eve... when did that happen? Anyway, it has been a while my blog readers. I apologize. When I was at home, I just never sat at the computer long enough to read blogs, let alone write an update!

I had a great Christmas. I went home on Dec 23rd and only got back to Raleigh yesterday. It was a wonderful seven days in Virginia Beach. I visited with a couple of friends... Heather and Christy. I also was able to take my dog, Pansey, out on the beach. The weather was mainly sunny and about 60s-70s. Gorgeous... and definitely unseasonably warm.

My parents... oops, Santa... were also very generous. I got a shopping spree (lots of nice, new winter clothing!), a 10-day pass to Disney World to use this February and next December, a blue tooth, and some CDs and movies. What a nice treat! I feel blessed by their outpouring of love in this way. Now... where to put all of this stuff in my already too full room?

I did take my Belle home. She loves the car... she likes to sit on the center consul and in my lap (yes, while I am driving... at least she isn't under my feet!). Here are two poorly taken pictures, but you can see in both of them that she is not in her cage, or on the backseat.



Now, Belle is normally a very sweet and lovable cat. She is definitely a cat, so she has her tendency to only want love when she demands it. But overall, she is friendly. Well, not when she goes to the vet or the first day she is at my parents house. Here is a video of her "devil cat," act. Wait til the end for the real hiss.






Mean, isn't she? I promise she normally isn't like that.

Well, I hope all of you all had a wonderful Christmas. I'll try to post tomorrow on my goals for the new year. Hope you are doing something fun for New Year's Eve!

12.21.2008

Decorating Cookies

Last Monday for a Christmas Potluck I made sugar cookies and did some decorating. For my first attempt, I think they turned out pretty well. Now, I just need some real decorating tools and I will be doing this every Christmas! Check out some of the finished product:



12.19.2008

U2

What kind of music did you listen to growing up? Me, really whatever my parents listened to. However, I used to try to get them to listen to the Oldies station. Why? Well, because "I couldn't get the beat to the other stuff." (or at least that is what my mom tells me I said). And I can believe it... growing up in the early 90s... all grunge... what kid would be able to get the beat to that stuff?

But I also remember how much my parents loved Bruce Springsteen, UB40, and, of course, U2. Because of that, I have a love for all three, but especially U2... you can't go wrong with U2.

Do you know what I just learned... U2... new album... March 3rd. I am so there!

And, if/when they go on tour, will some one go with me? I have to see them... seriously... it would be awesome!!

What kind of music did you listen to growing up?

12.18.2008

RENT!

One of my favorite musicals is Rent. I love it... end of story. The tour is coming to Durham in January with two of the original stars, Adam Pascal and Anthony Rapp. Guess who just bought tickets to go with a couple of her co-workers? That would be me! I am so super excited... that will be added to my countdowns. There are many right now! So many exciting things happening. :-).

Christmas: 7 days, one week!
Rent: 38 more days!
Disney World: 71 days!

Hope everyone else has fun things to look forward to... it really helps when it is about the fifth foggy, gray, rainy day in a row. When will I see the sun again?

12.17.2008

Top 10 Christmas Albums/Songs

Is everyone getting in the spirit? I am definitely getting more and more there. Christmas music has been on almost constantly this last week (an occasional break so not to go crazy). In honor of all the Christmas music I have been listening to, I thought I would share with you all my Top 10 Favorite Albums/Songs. I was going to do all albums, but I couldn't come up with 10, so the last three are songs that are just some of my favorites during the Christmas Season.

In no particular order they are:

1) Behold the Lamb of God: The TRUE tall tale of the Coming of Christ- Andrew Peterson

2) Candlelight Processional- Various Artists: This one is an Epcot production done every year; celebrities do the readings and choirs are singing all the songs. Last year, a teen I know was part of a High School choir who was brought down to sing for a week in November. I think their celebrity was Neil Patrick Harris. The CD version I have is with James Earl Jones doing the reading... that's right, it is Darth Vader/Mufasa doing the reading!

3) Glory in the Highest- Shane and Shane

4) Sing- Josh Wilson

5) Snowed In- Hanson: Come on! Who doesn't love this one? A classic Christmas album that promptly returns me to 8th grade.

6) Home for Christmas- 'N Sync You know you love this one, too!

7) Elf Soundtrack

Here start the songs...

8) Jewel: Christmas Medley from Joy: A Holiday Collection

9) Jars of Clay: Little Drummer Boy

10) Barenaked Ladies w/ Sarah McLachlan: God Rest Ye Merry Gentlemen

What about you? What are your favorites? Any new ones that you are listening to right now? I am very curious about the Casting Crown's Christmas CD as well as Third Days' Christmas CD.

Have a wonderful day!

12.15.2008

Baby Step Number 1: Complete!

So, as I have mentioned in previous posts, I am working on getting myself out of this Credit Card Debt and just being all around smarter with my money... and it is more than that. I also need to be glorifying the Lord with how I handle money, and right now I am not. I am not trusting Him to provide all things; I am attempting to control it... and that will never work. I need to open my hands and let go of many things in my life right now, and finances are just one of them.

Anyway... I have some good habits. I use a modified version of the 10-10-80 plan. Instead, I have used the 10-10-10-70 plan since I graduated from college. I live off of (or try to) what my take home amount is on my paycheck (what I get after taxes). I tithe the first 10%, put the second 10% in long term savings and finally the third 10% goes to short term savings. Here is the problem... I never really knew what I wanted to do with that money, or what "long-term" means vs. "short-term." And well, the bigger problem, early on I lived beyond my means and that is where I am right now. Learning what I need versus what I want. I earn enough that as a single adult I should be able to live off what I earn and then have some leftover. But debt and interest eats away at that. So, I need to modify, people.

I also (pre-tax) put money in a 403(b)-- the non-profit version of a 401(k). I only put in the minimum amount though, to get the match. This past fall I met with my company's financial planner and he helped me pick my funds based on my age, performance, etc. I must say, he did a pretty good job. Despite the stock market crumbling, my 403(b) doesn't look too shabby. Long way off from being able to retire on it, but that is ok... I won't be retiring anytime soon.

So... what does this have to do with now? Well, because I am in debt, and I want to live a debt-free life... and use my money to better honor God, I am making some changes. Thanks to some advice from my friend Jessica, I looked into Dave Ramsey's plan, as well as looked at my church's program through Crown Financial. At this point in time, I am not joining a class or Bible Study for it, but I like a lot of what they say about getting out of debt. For right now, I am using a modified Dave Ramsey's "Debt Snowball." Here are my Baby Steps:

1) Save $2000 in long term, high-yield savings account.
2) Save $1000 in short term, (emergency) savings account.
3) Pay off three remaining credit-card debts
4) Pay off car
5) Save 3 to 6 months worth of expenses in high-yield savings account
6) Start investing 15% of income in retirement (either Roth IRA or pre-tax retirement plan)
7) Buy a home, build wealth and give freely!

What do you think? I think it is manageable... especially since I have just completed Baby Step #1!!! I am working on Baby Step #2 right now. The one big stumbling block on number 2 is my Disney World trip in Feb, but that is ok. I am only paying in cash for that and don't mind dipping into the short-term savings to make sure that I don't use the Credit Card.

I believe I mentioned a while ago that my computer crashed... I have rigged it to work for now, so I have put buying a laptop on hold for awhile... especially since I have a laptop for work. A new computer isn't a need right now... just a want. There are lots of things I want, but they won't help me get out of debt any faster.

I also have a couple of goals for the new year and my money spending habits:
- stop all credit card use
- start using this budget worksheet I have found (to better understand how I spend my money so I can set up a realistic budget)
- set up a budget

Anyway, here are all my current budget/financial thoughts. Let me know if you have any comments and/or tips that have been working for you!

12.11.2008

Vegas Update

I noticed that I haven't posted any pictures in a couple of days... so, why not revisit a post that I made in the days before I knew how to post pictures (yea, I know... sad... but sometimes it takes me a little bit of time to figure it all out.

In the Summer of 2007, I went to Las Vegas with my family. The original post is here. Here are a couple of pictures from that trip:




My dad had to get a family picture with the Vegas sign. One our last night, we braved traffic and made sure to get one snapped. It turned out pretty well, what do you think?




We went to the Grand Canyon one day. It is one magnificent sight... I would love to spend more time there, walking the trails and just marveling in God's creation. Here is just one stunning view we were able to witness.




And, finally, this is where we stayed. The pools there were pretty awesome. All the hotels in Vegas are mini-resorts. Definitely worth the money you shell out to stay there. If you want to have nice long afternoons enjoying the sun, this one has a great lazy river, wave pool, etc.

I'll update on more life happenings soon. Have a great day!

PS. More cute childhood pictures of Josh Wilson today at his advent calendar. Check it out!

12.10.2008

Something a little light

After my last, more thoughtful and deep post, I thought I would lighten the mood a bit. How does that sound?

I don't know how many of you know this about me, but one of my guilty pleasures is Hollywood, celebrity world. My brain just sucks that information up in a vacuum. The pink tile in Trivial Pursuit is normally my category.

In the recent months, I have begun to work on this. I stopped my subscription to People magazine and I don't allow myself to watch E! Television or other such "smut" (in the words of my friend Bethany).

However, I still go to People.com. I know, I know. Almost as bad as getting People magazine everyday, huh?

Well, today's headline was that T.R. Knight wants out of his Grey's Anatomy contract. See the article here. Anyway... here is my comment on all of this Grey's mess. THEY JUST NEED TO END THE SHOW. I didn't fall in love with the show as soon as it aired. But I did start watching it mid Season 2 because everyone and their mother talked about it. But, last year, i made the decision not to watch it anymore. Not exactly glorifying, encouraging television. Plus, there was more drama off the set than on the actual show. It just seems too much to me. I don't know... and now this. Who wants to watch a show where the people who are working on it don't even enjoy their job. No thanks.

Anyway, my opinion on a not very important happening. But thought I would give it to you anyway. ;-)

Disconnect

I mentioned yesterday that I was feeling a little bit out of sorts. It feels a lot like a fog has just settled in. In some ways, I just don't feel like myself. Its kind of hard to explain, but that is probably the best way to describe it "feeling" wise.

I am trying to figure out why I feel the way I do. I think a lot of it has to do with being (and feeling) disconnected. I feel disconnected from my family, disconnected from my friends, and mostly disconnected from God. There are reasons for each, some circumstantial, some my fault, some I can pinpoint reasons for and some that I can't. Anyway... it is just frustrating and tiring and has caused some hard times recently.

So, I feel disconnected from my family... I think part of this is just the cleaving process. I don't depend on them in the same way as I have in the past. And that is ok, but it is just an adjustment. It is weird to feel like a "visitor" in my parents house, my home. And then it is just weird to not feel like my apartment is home. Because it is my "home" but in some ways it isn't. Maybe I should start trying to process and think through what the definition of a home is.

I also feel disconnected from my friends. I spent all but the first weekend of November on the road. It is hard not to go to church for three weeks in a row; i felt disconnected from the church body. I also just feel like because I was gone to Michigan for two weeks and then at Fall Retreat the other (where I was helping to run it, so I didn't always get to do things), that I just haven't had some good solid hang out time. I have been working on that. Last night I had roomie time with Laura, and I have to say that for a bit, the fog lifted. That was glorious. So, I am going to keep working on that.

But I also feel disconnected from the Lord. And in some ways, isn't that the most concerning? I know we all go through valleys, so this is a valley. I just don't know how to begin to climb out. I think I have begun some of that process by asking people to pray for me, and by being vulnerable and telling Jenn, Laura, Rachel and a couple of others about how I feel. But now comes the hard part for me... I need to take the steps of faith and have action behind my faith. I can't remember if I have ever told you all this, but I don't feel this great need to spend time with God. I am a firm believer that the way you view God is greatly affected by how you view your earthly father. My Dad is a wonderful man who loves me as close to unconditionally as humanly possible. I know this with 100% confidence and in some ways that is awesome. I trust fully that my heavenly Father feels the same way about me. But, my Dad and I aren't always close, especially emotionally. There are many reasons behind this, and that is ok. But it doesn't mean that it isn't hard. And because i don't feel this need to emotionally connect with my dad on any semi-regular basis, it is the same with the Lord. And I think I also struggle to have "Quiet Time" regularly because i also don't know how I best connect with Christ... is it through musical worship? prayer? the Bible? Is there a good book out there that would help me with this?

So yea... I think that is how I am feeling. There are some other circumstantial things that have also brought some of this out... as well as my past and my insecurities. Can you all just pray for me? My roommate challenged me last night to come up with a couple of things I would like to change and work on them. She said it could be as simple as find something I like to do and make time for it once a week. So here is what I am thinking about doing:

- make time to Scrapbook once a week
- get up early and have an extended time of prayer for myself, my friends, and my family
- go to Panera/Starbucks/somewhere once a week for extended quiet time
- try to find a book on connecting with God and read it
- call my parents once a week and make an effort to talk to my dad
- call my brother once a week
- find a working definition of a home
- attempt to make my apartment feel like a "home"
- overall, be more intentional.

What do you think? Keep me accountable... pray for me. Thanks for listening (well, reading!).

12.09.2008

This Past Weekend

Man, I think I am recovered. This past weekend was quite busy... fun, but very busy. What is it with this time of the year? There is just so much to do. Oh well, I do like the Christmas season.

Anyway, I spent a lot of my time Scrapbooking. For Christmas, my mom wants me to put together a book for me and a book for my brother with all of our school pictures, etc in them. I was working on that; it has been kind of fun (and extremely mortifying) to look back at some of the pictures. I'll post some finished products when I am done.

I also went to the Shelly Moore Band CD release party. She has put out and EP with some of their favorite hymns. They are great... it has been playing in my car since them.

Then on Sunday night I went to the Shane & Shane, Phil Wickham, and Bethany Dillion concert. It was amazing. They are on their "Glory in the Highest" tour; it makes me want to buy the album off of iTunes right this second. I am going to wait until Friday, though... got to have the paycheck. They are very funny, and you can tell they have lots of fun interacting with each other (not to mention, Shane and Bethany are very cute in their love for each other). If they are coming near you, you should go!

Now, I am trying to catch up in life before this weekend hits... too bad I have lots to do until then, too. Tis the season to run around like a chicken with its head cut off (who came up with that saying anyway... kind of disturbing...)

12.05.2008

On the Web

Ok, so I just found these two websites, and I really, really like!

This first one is Cost to Drive. How cool!?!?! Want to know if it is more economical to drive or fly, this will tell you! Want directions, gives you a link for that, too. All I have to say, this is my new best friend. I always wonder how much it costs me to drive different places.

And the second, you frequent flyers may already know about... but I didn't. It is Kayak.com, a search engine to use when looking for flights. But what I like is I feel like the prices are actually affordable. Or maybe that is just the costs of flights slightly decreasing? (a girl can dream, but it it has been forever since I saw a flight to Detroit listed at $150 from here).

Enjoy these finds!

12.04.2008

Little Mr. Rico Suave

Seriously, where did this kid come from? And can he come to NC and visit the guys I know, because I am sure (well, KNOW) that they could use some lessons (no offense guys).

All I have to say... this kid is cute now, but I really wonder what he will be like when he is a teen.

And wasn't he darling when he talked about how he isn't dating yet because he hasn't found the right girl yet? Seriously, kids are the cutest.

Finally, one last thought. All guys could take a lesson from him. How did he write the book? By observing. If it didn't work twice, he took note. If it did work a couple of times, he took note. So, men, the lesson is... "Stop and think. What is working for me? What isn't?" Maybe if try to find the common denominator and discard what doesn't work and use the stuff that does.

Man, oh, man. Too darling.

Much Better

I have been looking at old posts recently and found this one. The survey said I should find a new job. Well, I retook the quiz. I think it accurately portrays how I feel about my current job. :-)


Your Job Satisfaction Level: 71%

Your job is pretty good, even if it always doesn't seem like it.
You have a lot less stress than most people, and your work environment is definitely above average.
So if you love what you're doing, keep doing it. It doesn't get a lot better than this.
But if you're in a dead end job, you may want to move on. Because if you're not advancing, it's just not worth it.


I am currently praying about what God has in store for me. If you think about it, could you join me in praying? I really do like my job, I just have this feeling that this isn't a long term thing. But I also don't feel called out of the job quite yet. Pray that I would be content where I am at but also taking steps of faith so that I am about to discern when God is calling me away from this job.

On the Josh Wilson front, he is giving away his version of "Angels We Have Heard on High," today on his Advent Calendar. Love this song and his version. Go now and get it! :-).

12.03.2008

Things to Do

My friend Tiffany has two blogs. Her newest one is a really cool idea and I wanted to share it with you all. It is a list of things to do before you die... but they are all really cool ideas. I plan on joining her in the attempt to do them. Make sure to check it out!

As well, have you all be checking out Josh Wilson's Advent Calendar? Yesterday was free shipping on ordering his CD, "Trying to Fit the Ocean in a Cup." Today he talks about his Christmas EP and the song "Sing." Check it out! It's a great way to countdown to the day we remember the birth of Christ, the reason for this Advent season.

You may notice some changes over the coming weeks and such... I have lots of things I want to blog about and ways I want to make this blog a little more fun for all... but mainly me. I love sharing my life with you blog readers, but I do this more as a way to journal, try to remember things, etc... so I am going to try to spice this up and I hope you all enjoy it!

12.01.2008

Josh Wilson

Merry Christmas season!!! This is my favorite time of the year... the anticipation, the cheer, I love it! Now, if it would only snow in North Carolina...

Today, I want to introduce you to one of my new favorite artists, Josh Wilson. I was originally introduced to his music when he played at our Spring Singles Retreat at Fort Caswell. He led worship there and from the moment he began I knew he was an artist to remember! He led worship in a way that showed humbleness and true desire to have God be the center. Not to mention, he just rocked the guitar and piano. I bought his EP and CD at the retreat and they have been on almost constantly since then.

His song "3 minute song" has been played on KLove, if you listen either in your hometown or online. As well, I think they recently began playing his song "Beautiful Like This." I would also go to youtube and watch this video of his version of "Amazing Grace."

All I have to say about him is that Josh Wilson is an awesome musician who takes Christian music out of the cheesy and puts it into the realm of good music. His music is amazing and paired with lyrics that are thoughtful, encouraging, convicting and God-glorifying. And there are times where you can hear some of his tongue-in-cheek sense of humor, too. I encourage you all to check him out!

Seriously... check out his myspace page, as well as joshwilsononline.com. The website has an Advent Calendar and he promises lots of fun things, including free things for those who visit! I am not going to miss this Advent Calendar, that is for sure!

So, what are you waiting for? Buy his music on iTunes... request him on KLove... go! now! ;-).

11.30.2008

Happy Thanksgiving, a little late!

Hello, Friends! Happy Thanksgiving!! I hope you all had fun on this past turkey day, eating you hearts out and enjoying your family or whatever Thanksgiving traditions hold for you.

Growing up, we NEVER, and I repeat, never, traveled for Thanksgiving. It just wasn't what we did. We stayed home and enjoyed a nice quiet meals together (with plenty of leftovers... yummy!).

Well, this year, for the third year in a row (whoa), we went out of town. This year we went to Michigan to visit my Nana (dad's mother). She has been lonely since the death of my grandfather this past February. It was a nice weekend, but I have to admit a little boring. No offense to my Nana's house, but there isn't much to do. There is no Internet (hence why I am posting now that I am back), and the TV can only entertain for so long. I did a lot of reading, which is nice... and even more sleeping, which was even nicer. Now, let's just hope I can re-learn how to function with the normal eight hours.

On a fun note, we went to my favorite place on earth while we were up there... Little Sable Point in Shelby, Michigan. We own land there and my parents are talking of finally building a cottage on the land. We used to vacation up there every summer and I can't wait to start that tradition up again, but this time in our own place! :-). Here are a couple pics of the land... love it!



Enjoy the Christmas season, friends! It will be over before we know it.

11.26.2008

The Last Summer (of You and Me) by Ann Brashares


My roommate lent me this book to read. She did preface the loan with, "I really like The Sisterhood of the Traveling Pants, so I read the authors first foray into Adult Literature." While it wasn't a bad book, I don't know if it was memorable.
This is a story of two sisters and their last year together. One sister doesn't quite fit in with the world; it is never stated but she may be autistic, or something. The other sister, the younger one, is beautiful and is moving on into "adulthood" while the other is firmly planted in youth. It is their story of journeying into the next part of life, the sacrifices you make for love and what you learn along the way.
I like the easy read, and would say pick it up if you wanted something to read on the beach or on the plane, but I wouldn't say it is going to change your life.
This book, however, did get me thinking about the transition into adulthood and how it is natural. I never thought about not wanting to move into "adulthood" if you will; I mean, sure would I love to not have to pay bills? to not have to work full time? sure! But, the transition is natural, it is one that everyone has to make, right? We can't stay standing in youth, not matter how much we want to. This is actually something I think I have been thinking about a lot lately, especially because in someways I am still in the middle of that transition. Maybe soon I'll be able to put into words more about my transition, some of the things I have learned and what I miss from "youth."
If I don't get to blog over the weekend, let me wish you all a Happy Thanksgiving! Enjoy whatever you plan to do over this holiday weekend.

11.25.2008

Comic Strips

Who was like me when they were a kid? I LOVED the comics, or the "funnies" as we used to call them. I would get up in the morning and go straight for them to read over breakfast. Who needs the news when you can just read the funnies.


When I went off to college, it was the thing about the newspaper I missed the most. And as I still don't get the paper on a regular basis, I don't get caught up with my favorite ones. However, as with most things in this day and age, you can always find some online.


I read "For Better or For Worse," each morning when I get into work (it is bookmarked, people). It was sooo sad when she decided to end the strip, but at least she is revisitng each strip from the early years and 're-releasing' them if you will. Here is the last strip; it was a great wrap up to a family I come to love.

I also really like "Baby Blues." I am not even close to being a parent, but anyone who has ever been around children knows how accurate this comic strip is. I have been known to laugh out loud at it in my silent office.


Recently I have been introduced to comics.com. It doesn't have all of my old favorites, but it does have some good ones. Once you create an account you can choose to have some sent to your email every morning and the others show up on your comics.com homepage. I am sure I am going to love this site.

What were your favorite comic strips growing up? I'll have to look at the Daily Break next time I go home and see if I am able to find more of my old favorites online... because who doesn't like to keep up with their favorite characters?

11.24.2008

Fall Retreat

This past weekend was Fall Retreat for the Foundations Life Class (what we call my Sunday School Class). We went to Camp Mundo Vista, and it was so much fun! This is my second year going, and I have to say that this year was fabulous. It helped that I was no longer the "new" girl and that I felt more comfortable with the people I hung out with. And, to be honest the dynamics of the class have just changed... and in a good way.

Anyway, here are some photos from the weekend.




Here is our whole entire class. We were 53 people strong this weekend... what a blast to get to know each of them better!



This is our Sunday School teacher, Mike Williams, with his wife Amy and their son Luke. Doesn't Luke look adorable as he tries to keep warm in the 30-40 degree weather we had this past weekend?


These are some of the coolest girls I know... that is Stephanie and Rachel on the left; me and my roomie, Laura, in the middle; and Lauren, Laura, Rachel and I on Saturday night checking out the AWESOME sunset (check out the photos below).




On Saturday we did a photo scavenger hunt... it seems to me that people had fun with it. They had to do a group pyramid with at least 6 people, recreate a Disney scene, find a place that fit "I can't believe we all fit in here," etc. Lots of smiles were abounding.



And as promised, here are the sunset photos... it was gorgeous. Overall, a great weekend. Glad God took me there... I learned a lot. I know most of these photos are of the fun things we did. I'll try to blog more about what God taught me once I work through it more.

11.21.2008

Just a little panic...

A couple of days ago, I was late for work. See, I have a cat. Her name is Belle. And normally in the morning, she won't leave my side. She follows me into the bathroom, around the apartment; she attacks my feet as I pack my lunch, etc. Well, on Wednesday she was no where to be found.

And, I panicked.

I know, I know. She is just a cat. But, she is also my baby.

I looked everywhere for her... under the bed, in my roommates room (where the door is closed and Belle isn't allowed); I moved the couch, looked under all of our chairs. I could not find her. I just paced the apartment because I didn't know where she was.

Where was she? Well, here is where I found her...



That's right... in my closest curled up on an old comforter. The best part? I had to pass her two or three times as I was panicking... she probably just looked up at me laughing. "What is that stupid human doing?"

Oh well, at least I found her!

11.20.2008

Go Blue!!!



This past weekend I went to Michigan to visit old friends and go to a football game. The football game was pretty miserable... about 35-40 degrees, rainy and we lost. But that's ok! I still got to have dinner at Pizza House (yum!!!) and hang out with some really great friends. Here are some photos from the weekend.

11.18.2008

I am...

Sorry all... I have been kind of absent these last couple of days. I will hopefully be a bit more regular on my blog updating/commenting soon. I have a couple of books to review, some musings from turning 25, fun life adventures to update you on. Whoa... when I put it that way, why haven't I updated yet? Probably because I am forgetful and lazy.

Well, until then, I'll spend today's lunch break do this fun little survey.

I am: frustrated with people who don't know how to find out information for themselves.

I know: I should be working on my Area Newsletter or the Photo Scavenger Hunt rather than blogging.

I want: the new Tony Lucca CD and the new Andrew Peterson CD... maybe for Christmas!

I wish: I was more of a disciplined person.

I hate: Ohio State. Game Day on Saturday people!

I miss: Ann Arbor, snow in December and the general care-free-ness of college days. If only I knew then what I know now about being an "adult."

I fear: never being married or having children.

I feel: pretty good I guess...

I hear: Ray LaMontagne's "Within You" and my floor-mates talking

I smell: my co-workers soup... smells good!

I crave: Coca-Cola all the time.

I search: the web for random things when I am bored or need a mental break; normally it is spoilers for my favorite shows.

I regret: not being better at showing those I care about I love them, especially those far away who need me to spend time on the phone with them, etc.

I love: Chick-fil-a, Coca-Cola, any gummy and sweet

I ache: when I remember embarrassing moments.

I care: far too much about what others think of me.

I always: hit the snooze button in the morning.

I am not: very good at styling my hair... it must have been skipped in my gene pool.

I believe: in Jesus Christ and what He came to do for sinners like me and you.

I dance: like a goof-ball, but I love to anyway... you'll definitely see me on the dance floor.

I sing: ok, but you probably won't hear me. I only sing in the car. It's actually my secret dream to be a famous singer.

I cry: occasionally... really only when I am really mad and frustrated.

I fight: with the best of 'em. I'm very stubborn. And especially if you are my mom and trying to convince me to do something.

I write: seldomly. I am using this blog to try to work on getting my thoughts down onto "paper."

I win: seldomly. But I am very competitive, so this frustrates me.

I lose: my temper fairly fast.

I never: know what to say at the time, but ask me thirty minutes later and I probably have a funny, witty thing to say then... just not when the timing is right.

I confuse: people. I am sure I don't make very much sense.

I am scared: of the unknown.

I need: to learn how to be disciplined.

I am happy about: Fall Retreat this weekend!

I hope: for a better tomorrow, but know it will only come when Christ returns.

11.14.2008

No Comment



I have no comment. I am stunned beyond belief. Is it even necessary? I mean, the High School Musical movies are already squeaky clean. Anyway... no comment.

PS. Any of you out there like the HSM movies? I for one think they are cheese-tastically great! :-). And yes, I went to see HSM3 in the movie theaters... but to make it not look weird I took a 8 and 6 year old with me... they had a great time with Miss Jaye and I enjoyed myself. (and yes I did roll my eyes a couple of times, but I also was tapping my foot slightly wishing life was a musical).

11.07.2008

A to Z

Thought I would do one of these since I have been so opinionated recently.

A-Z

A - Available? yes

B - Best Friend? Jenn Calhoun

C- Cake or Pie? cake (confetti cake w/ confetti frosting)

D - Drink Of Choice? Coca-Cola... too bad it has so many calories and is NOT good for you

E - Essential Item You Use Everyday? gel for my unruly hair

F - Favorite Color? blue

G- Gummy Bears Or Worms? sour gummy worms... but really I like anything gummy

H - Hometown? Virginia Beach, VA

I - Indulgence? buying something I can't afford at the time

.J - January Or February? Feb, it is one month closer to spring... and besides this year I am going to Disney in Feb

K - Kids & Their Names? not yet people

L - Life Is Incomplete Without? Jesus, friends and family, music

N- Number Of Siblings? one great brother, Ross

O - Oranges Or Apples? apples, most definitely

P - Phobias/Fears? spiders, grated stairs, or stairs with no backs

Q - Favorite Quote? can I get back to you on this one?

R - Reason to Smile? LIFE! The Lord has blessed me with an awesome life that I do not deserve.

S - Season? Fall or Spring because you can sleep with the windows open and that is my favorite

T - To Tag? whoever wants to!

U - Unknown Fact About me? I can waste time like no one's business... seriously I procrastinate like no one else.

V - Vegetable you don't like? just one? How about this... I like cucumbers and spinach (although not cooked), and that is really about it. I can tolerate a couple of other veggies, but not many.

W - Worst Habit? procrastinating and lack of motivation sometimes
X - X-rays You've Had? my back, for Scoliosis; my foot when I was little to see if it was broken (it wasn't)

Y - Your Favorite Food? Papa John's Pizza or Chick-fil-a

Z - Zodiac Sign? don't really follow it, but I am a Scorpio

Birnbaum's Guide to Walt Disney World!


As I have mentioned, I am going to Disney World! Because we have some fun things between now and February 27, I won't start my official countdown until after Christmas. However, it doesn't mean I am not super excited and can't do a little prep reading.
Now, I know what you are thinking... Jaye P, you have been to Disney a million times before. Why do you need to do some prep reading?
Well, because this is my first time when I, by myself, am planning the trip. Before I have either just gone along with the 'rents or only been for a day trip to the Magic Kingdom.
And, well... because Disney is ever changing. I just wanted to make sure that I knew what was going one. For instance... did you know they are "refurbishing" Pleasure Island? No more club hopping at Disney... and now I don't have to worry about trying to do that. See... doing your research pays off.
Anyway, I really liked this book. The "Valuable" Coupons might be a little bit misleading... but other than that this book is well work the $12 I paid for it on Amazon.com. Seriously... full of "insider" tips despite being an "official" guide. I feel better prepared to hit each park, knowing which rides fill up fast, which ones have the fast pass option (the greatest amusement park invention ever), and when the shows are. We are on a tight schedule in Feb, and I want to make sure we get the most out of the trip.
The downside to this book? It made me that much more excited to go... at least the time between now and Feb 27 will fly by!

11.06.2008

Sin Boldly by Cathleen Falsani



I am not sure what I expected when I picked up Cathleen Falsani's, "Sin Boldly: A Field Guide for Grace." Part of me half expected a book that I would dub "way over my head theologically." However, once I picked up this book, I was very pleasantly surprised.

Each chapter was told in such a way that you as the reader felt like you were on a Journey with Falsani, just privy to her thoughts as she went along. Each chapter seemed unrelated, but yet somehow you just knew they were all heading in the same direction.

In the end I enjoyed greatly Falsani's story-telling ability and her challenge to live boldly, because it is there that we find God's grace. I don't agree theologically with everything Falsani says and really wished that there was some more "truth" statements to go along with all of her "love" statements about faith, but overall I do agree that we need to live boldly... I am a big fan of living life by taking steps of faith, because it is only then that God can truly open or shut doors. Look for God's grace everywhere and live boldly!

11.05.2008

One Last Post

Good Morning All! Happy day after election day! No matter who you voted for, aren't you glad that you won't be getting phone calls from the "candidates" (recorded voice messages), fliers in the mail, awful, negative election ads or harassed by people of both sides of the spectrum? C'mon, I am pumped about that alone!

Anyway, I will bore you with a couple of other good blogs I have found... well, just because I like what everyone had to say...

This is about flyering at a church, and their policy. But what I like is this paragraph:

"I explained that we wanted Grace to be a safe place for people on the Right and the Left, that we had many people here just starting their spiritual journey, and that we weren't going to confront them with political conversion."

Ok, and while I don't always agree with Donald Miller, I for the most part like what he has to say... as well, I just think he is someone who really thinks through his decisions. Read this article... what a great mind he has, and I praise the Lord he is using it for Christ!

Finally, I must say, I am most excited for the election to be over because of how hateful we all are during it. With the Facebook phenomena, people have status updates, and over the last weekend, I have been sick to my stomach reading them all. By far, the worst one was...

"Person is thankful that God is in control... even over stupid people."

-OR-

"Person is moving to Iraq...I'd probably be safer from terrorists there."

But I also saw some I liked. This one from a friend who was overall sad about McCain losing, but I respect how he handled it...

"Person is glad the election is finally over. No more calls, commercials, or flyers in the mail. Alright President Obama lets get this country in order."

I am sure you all saw some you liked and some you didn't... just glad we don't have to deal with this for another 4 years. Whew...

11.04.2008

Election Day

Well, folks... Election Day is upon us, and I for one am ready for it to be OVER! That's right... I want it to be over. And at this point, I don't really care what happens, who wins, etc. I am just ready for us to know who our next leader will be.

It's funny, I have lots of opinions right now... all of which I want to share with you. But I have no idea where to begin.

How about this? I voted today. I chose to vote today, because I feel like I can, in good conscience, vote for one of the candidates. I have always heard people say that we have to vote, to not vote is the wrong choice. My opinion may have been swayed today. Read this article by Derek Webb. Interesting. But like I said, I, in good conscience, voted today.

Who did I vote for? I am debating on whether I should share this information on a public forum... but I feel like I should. Why? Well, first of all, if you know me at all you can probably guess who I voted for. But also because why should I keep it a secret?

I am proud to say that I voted for Barack Obama.

I think he is a good choice to lead this country for the next four years. I like his policies, how he has presented himself, and personally I think that we do need change in this country (ok, ok... it has become a cliche, but I do think we need it). How is that for vague? Not much substance... just know I have thought about it and done my research. I feel like Obama is the choice that I can in good conscience vote for. Here is a blog I read from time to time and the 14 reasons he voted for Obama... Part I. Part II. Overall I agree with what he said about Obama and am in line with him as to why I voted the way I did.

So what is next? I guess my final opinion (for today). I happened upon this guy's blog from the Burnside Writer's Collective Blog. Love the Burnside Writer's Collective and all the thoughtful opinions there. Bryan posted his thoughts about the election yesterday and I have to say I right there with him. Especially the part about how he hates what politics have done to America. Don't I know it.

Folks, I have been raised a Democrat. My parents are both Democrats so it is fair to say that was the way I was raised. However, I consider myself an Independent, a moderate, middle of the road voter.

Want to know something else? I have always, always been the "liberal" in the conservative circles. I grew up in Virginia (which has not always been a swing state... up until a couple of years ago it was always Republican). I went to a school with a heavy military base population. Needless to say I was a minority.

Then I went to the University of Michigan... which is very, very liberal. But not the people I hung out with.

I am a conservative, evangelical Christian.

So, needless to say my friend groups (both in college and now) tend to be on the right side of the political spectrum. And again, I am in the minority.

And normally, I don't think this is a bad thing. Unless it is an election year. And then I just am floored with how divisive and ugly and hateful politics make people, especially Christians.

Do you know that I once had a person I consider a friend tell me to my face "I don't know how you can call yourself a Christian and vote Democrat. Makes me think you aren't a Christian."

Yep, you read it right people... someone called into question my faith because I vote Democrat.

Correct me if I am wrong, but where in the Bible does it say that Republican=Christian and Democrat=unbeliever? Last time I checked the definition of a Christian is someone who has made a genuine decision to accept Christ as their Lord and Savior. But, again, correct me if I am wrong.

Neither party is perfect. And both have policies that are blatantly against what Christians believe. But is our affiliation with one political party expressing to nonbelievers an incorrect view of what Christianity is? Christ came to this earth to reconcile us sinners with God. No matter what else is going on, I believe that nonbelievers need to know what we as Christians stand FOR, and not for what we stand against.

I stand for Christ first.

Then everything else. Let's spread His word. And by the way... politics isn't the best way to do so. I am finishing up Philip Yancey's "The Jesus I Never Knew," and in it Yancey points out that the church has failed the most to spread the Gospel when it has depended upon the government to do so. Forcing our beliefs on others isn't the answer.

Ok... so I feel like I have spent a lot of time ranting and raving today... just a lot on my mind. I lift up this country in prayer today... because we are all fallen and need help. Good thing God is in control.

PS, Go out and vote, if you can do so in good conscience. And if you do, make sure to get your free Starbucks, free Krispie Kream donut, and free Ben and Jerry's ice cream scoop!

PPS. Thanks for sticking with me to the end... I know it wasn't very linear in thought today.

10.24.2008

Spiders...

If you know me, you know I don't spiders... of any kind. If they have eight legs, they are my enemy.

Daddy Long Legs? evil

Little Baby Spiders? evil

Needless to say, if this thing shown here showed up in my backyard I'd give him the backyard, the house, whatever he wanted... and then I'd leave the state.

Warning: If you don't like spiders, don't click on the article.

10.22.2008

Reconsidered...

Well Ladies and Gentlemen, I was going to write to you this morning about how frigidly cold my office is, and how it isn't even winter yet. But, nope. Not today. Instead, let me lead you down another path.

I opened up my blog, and rather than immediately go to writing, I instead decided to pursue some of my favorites (see the list to your right). And it led me to one of my favorite blogs, Bring the Rain. Click here for the article that changed me day.

Angie is the mom of five wonderful children, two who have already be called back into God's arms. She has chosen her blog as one way to grieve and in the grief minister to others out there, whether they have been through such a loss or not. And it has many times over ministered to me.

Today she wrote about one of her precious daughters, Ellie, the mother hen as Angie has dubbed her. Ellie sounds like a delight. A little girl that in some ways reminds me of myself. I wasn't a scaredy cat as a child, but I was definitely a timid child. I would talk to adults, as along as I knew exactly where mom and dad were standing. I would try things, but probably after a little coaxing. I have vivid memories of being terrified to try new roller coasters, and especially of having to ride my first roller coaster, the Big Bad Wolf. Seriously... I can remember the knots in my stomach, the inability to breath as I stepped into the cart, the desire to get out as soon as the restraint was locked. But I did it. I was determined to ride. And I can also remember how much I loved that first ride, how excited I was to get on it again and again, and to try another roller coaster, then another, and another.

Have you noticed how riding a roller coaster is never the same after the first time. It is always still enjoyable, but never quite the same? you never get quite as scared? never feel that determination you felt the first time? Maybe that is way they have to keep building bigger and better ones, to continue to scare us into enjoyment.

But that is a digression. Angie, in her post talks about how Ellie had this moment of determination to ride this ride, even if she was scared. And how this moment, with of course great pictures, reminded Angie of her own determination to follow Christ and the freedom He brings us.

Man, did that hit home. I have yet to share my testimony with all of you, blog-world, but I do intend to one of these days. I can't tell you how many times since that Early Winter of 2002 that I have had to literally decide to believe God and His Word over what I wanted to believe. How about an example?

During my Freshman year, I can vividly remember having this conversation with my now best friend, Jenn (who God has used tremendously in my life). We were talking about who we would consider marrying. She said, "well, whoever I marry has to be a Christian." And I said, "well, I wouldn't mind if he wasn't. I mean, as long as he respects me and my beliefs." And she looked at me like I had ten heads. So, I asked her, "Why does he have to be a Christian?" And we talked for a long time about being equally yoked, what the Bible says, etc. And I remember that evening talking to God and saying... "ok, I don't get it. I don't get why the man I marry has to be a Christian, but I am going to trust Your Word..." It has been amazing how God has worked in that decision, shown me relationships that have been disasters and mainly because of the fact that they don't share the most important thing, the love of Christ. It is amazing how God works when you let Him in.

I'll tell my testimony in more detail later... but I do remember the day I became a Christian. It was in the car with my friend Sarah. We were talking about the hypocrisy in the church and how disappointed we were with it. We were talking about all the "leaps of faith" you have to take if you believe in Christ. How could someone be fully God and fully man? How do we even know the Bible is true? Oh, there are so many. BUT, I finally said to Sarah, and more importantly, to God, "I don't care if I ever know these answers. And it sucks the church is full of fallen and sinful people. But I am choosing God. I am choosing Christ. From here on out, I walk according to the scriptures. From here on out, I follow Christ and what He has for me."

It was a scary moment and can still be scary at times. But I have never regretted that decision. I love the adventures God has taken me on. I hope that people can see the same expression of joy Ellie had on her face in mine. It is joy that is unexplainable, except to tell you it is God given.

Thanks Angie for sharing your story, it has been a good reminder of why I also chose to believe and why I walk with determination each and every day towards Christ.

10.15.2008

One Year Ago

Don't you love these posts?

What were you doing one year ago today?

I can tell you what I was doing!

I was starting my job here at the Girl Scouts. :-). And what a fun change it has been. This job has been such a better fit for me and what I like to do. I get the human interaction that I like, but also get to work very independently. It is the perfect balance for my social-introverted self.

It is kind of fun, because today I working (for the first time mind you) on my goals. We have membership goals we are supposed to meet each yet... and well, for the first time, I am getting to set them. And after being here for a year, I feel like I am actually prepared to set them! I know enough about our council, what the ultimate goal of this organization is, etc to make this happen. Kind of cool (and scary!, I am evaluated based on this... eek!).

Anyway... I pray for each and everyone of you in a job you aren't too excited about that you find something you like to do. I also pray that I continue to enjoy this job! I am also extremely thankful for how God got me to this point. I love my life here in NC, my job... my church... etc. Thank you, Jesus!

10.09.2008

Pandora.com

I have known about Pandora.com for a while. My friend, Jenn, told me about when we both started working full time about two years ago. I liked it, but never really used it. At my old job I had a more "mindless" job, if you will, and watched lots of movies while working.

Actually, I watched alot of things... try all 5 season of Alias, all 4 season of The OC, all 3 seasons of Roswell, many FRIENDS episodes and a handful of movies. The sad part? I actually still got all of my work done and did it well. Anyway... I digress.

When I started my job here, though, I had to concentrate much more. There are even times that, GASP, I cannot listen to music at all. WHOA!

Well, a couple of days ago, my friend Jessica had her husband blog about Pandora and its greatness here. After reading the review, I thought... let me give this another try.

And you know what? I really like it!

It really is a good compromise between the iPod and the radio. I am being exposed to new artists, which is great (but not for my pocket book... some of the songs I want to buy!)... however, my one complaint. Once you give a song a thumbs up, it plays that song almost every day. Just in case you were wondering.

OH... and my favorite feature. The "Quick Mix" feature. It takes all your playlists and gives you the best of all the worlds. AWESOME!

If you haven't tried, Pandora... do it! You'll love it!

10.08.2008

Uniquely Me!

I always knew I was unique!!

My co-worker took a mental break and found out, that on average, there is only one Jaye Kremers in the United States!

:-)

I don't know how she stumbled upon it, but you type in your name and spits out some random facts. I have listed them here for you all, just in case you were wondering about the name Jaye Kremers.

Top 5 Facts for this Name:

1. 36% of the letters are vowels. Of one million first and last names we looked at, 47.7% have a higher vowel make-up. This means you are averagely envoweled.

2. In ASCII binary it is... 01001010 01100001 01111001 01100101 00100000 01001011 01110010 01100101 01101101 01100101 01110010 01110011

3. Backwards, it is Eyaj Sremerk... nice ring to it, huh?

4. In Pig Latin, it is Ayejay Emerskray.

5. People with this first name are probably: Male or female... We don't know yet. We're working on it!

Name Origin and Meaning:

Forename: Origin: Hmmm... Sorry, we don't know.
Meaning: Hmmm... Sorry, we don't know.

3 Things You Didn't Know:
1. Your personal power animal is the Kalahari Meerkat
2. Your 'Numerology' number is 4. It means that you are practical, tenacious, traditional, and serious. You are well organised and have a strong work ethic.
3. According to the US Census Bureau°, 0.001% of US residents have the first name 'Jaye' and 0.0002% have the surname 'Kremers'. The US has around 300 million residents, so we guesstimate there is only 1 American who goes by the name Jaye Kremers

10.06.2008

Two Days

Have you ever noticed that you are never tired that first day after staying up late? It's always the SECOND day.

Or how about after strenuous activity? Again, not the first day are you that sore. It's always the SECOND day.

Well, I stayed up a little late on Saturday night and now I am paying for it. I can barely keep my eyes open. I am just sitting at my desk wanting to curl up and take a nap. Think anyone would notice if I did that? Hmmm... probably. Darn.

Are there other things where this holds? Anyone know why?

On other day themed things...

3 days until I leave to visit Michigan!!! WAHOO!! Hopefully, Michigan will play a decent came of Football. Don't laugh, a girl can dream. ;-).

35 days until my 25th birthday. whoa, who turns 25?

143 days until I go to Disney World. I know that seems like a far way off, but think of all that happens between now and then. Two trips to Michigan, my birthday, Fall Retreat, Thanksgiving, Christmas... it will fly by!

10.01.2008

Button Down Shirts

In effort to really wear all my clothes (remember, I am on a shopping fast...), I have been digging deep into my drawers and rifling to the back of my closet.

Today, I decided to wear one of my about 10 button down shirts.

And now, I remember why I don't like them.

THE GAP. Any girls feel my pain?

And if you try to buy button down shirts that don't gap, you end up with a shirt that you could wear at six months pregnant... and well, there is no need for that.

Oh well, I'll try the rest of them and see if they all do that. I know, I know... I can safety pin the gap, but that takes effort in the morning. And if you know me, anything that requires effort in the morning isn't going to happen. I like my sleep and I sleep until the absolutely last minute.

Anyway... how else can you look professional? any suggestions? the button down shirt is probably not going to be a staple in my wardrobe. I don't like them much.

9.30.2008

"A Prayer for Owen Meany" by John Irving

I have been trying to ready more... it's working ok. I finished this book in August, and am just now getting around to writing what I thought.

I picked this book up because it is my Dad's favorite book. He likes it so much that he wants everyone at his funeral to get a copy. I know, I know a little morbid, but I think that kind of recommendation speaks highly.

It took me a long time to read it, not because I didn't enjoy it, but because I didn't (and sometimes don't) make reading a priority. But, I have to say, I really enjoyed this book. There were moments where I laughed out loud (on a plane no less) and there were moments where I cried (tears streaming down my cheeks).

But, I think I enjoyed this book the most because it made me think. It made me think about my faith, my political views, etc.

Oh, and I enjoyed how he tied in everything, especially the shot. What seemed like a trivial part of the played a huge part.

It's a shame I didn't write this sooner after finishing. I'll try to do it more quickly the next time.

9.29.2008

Disney World!


Guess who is going to Disney World? That would be me!!!

Laura, my roomie, Rachel, one of my closest friends, and I booked out hotel last night. We will be staying at the Pop Century All Star Resort. I am pumped, to say the least.

We are looking for a fourth person to go, but I don't know if that will happen. No matter what... Feb 27th-March3, I'll be in Disney World. EEE!!!! I am sooooo excited. So, today, I thought I would share some memories about Disney and all the greatness it has to offer.

Well, the first memory is one I have been told about. I don't know if I actually remember it. But, anyway, my mom and dad took Ross and I many times to Disney World. Evidently the first time I ever went, when asked what my favorite ride was, I answered, "The bus!". If they had know that, my parents could have saved a LOT of money.

There is also the story floating around in Kremers legend of my younger brother, Ross, throwing a HUGE fit in the middle of the Polynesian Resort. According to this legend, we also have this on video tape somewhere. I'll have to see if I can't dig it up.

I also remember staying at Grand Floridian. It was the period in my life where I didn't have to take naps, but Ross did. I have this memory of my mom telling me to "pretend to sleep until Ross goes to sleep. Then you and your dad can go ride rides just the two of you." And, I also remember staying up really late to watch the fireworks with Dad.

In High School, my parents took us two different times. In ninth grade, I took my friend Amy with me. Do you know what I remember most from that trip? Amy having to call her boyfriend at-the-time every waking moment of the day. Oh geez... I am still rolling my eyes.

Then in 11th grade, I took my friend Heather. Talk about a much more fun time. :-)!! But, if you asked us both about this trip we would remind you of how COLD it was. We each only brought one pair of pants and one sweatshirt. It is all you have pictures of us in because we were that cold.... the whole time!

I also have gone to Magic Kingdom twice since then; once with some girls for a Bachelorette weekend and once with some girls from Duke. But this will be my first staying on the grounds in about 8 years. And, I am about to jump out of my skin with excitement!!!

I am trying to decide what my favorite ride is. And, I don't know if I could tell you. Of course the Tower of Terror at MGM is great... and so is the Rock 'n Roll Roller coaster (you listen to Aerosmith the whole time). The are the classics at Magic Kingdom: Splash Mountain, Big Thunder Mountain, Space Mountain, The Haunted House, etc. Animal Kingdom is cool just because of what it is. Epcot has never been my favorite, but I have heard they are working to make it much better. Oh man... I can't wait!

Do you all have any fond memories of Disney World? Anyone else, like my roommate, who has never been?

9.25.2008

Financial Crisis

I will be the first to admit that finance and politics really aren't all that interesting to me. I believe that I have said it before, but I will say it again... I have lots of opinions but ultimately don't know if blaming a party is the way to go.

So, here is the article of my frustration.

Do I know who caused this financial situation?

NO.

Do I care who caused it?

Not really.

Do I think Democrats blaming Republicans and Republicans blaming Democrats is going to help?

Absolutely NOT.

Ok, so personally, I have traditionally voted Democrat. Will that always be the way I vote? I don't know. I am very middle of the road. And probably because I don't think being bipartisan or blaming each other is going to allow for change or reform. Change, in my opinion, comes from the grassroots, from people acting out the change they want to see.

I do think that there is blame in situation. Some of those who were given mortgages and loans should have never been given them in the first place. Maybe there should have been more government oversight. However, we are here now people. Where do we go from here?

I don't know. I am trying to do my part... learn how to be financially responsible for myself and for my future. I am trying to learn what it looks like to truly honor God with all of my purchases, with all that He has entrusted to me.

Maybe if we all, businesses and government included, learned how to be financially responsible and not greedy, we might be in a better place. But, then that would call for a change of heart. A change in how we all approach money and life. We live in a fallen world, and I just pray for a day when we won't have know this type of worry and suffering anymore.

Christ, teach me and us how to trust you to provide for us, even amidst the uncertainty of these times. Teach me how to live You out to others during this time. Lord, come soon! We again have proven that we are fallen and can do nothing without You. I pray for those who are now without a home and little money. May this draw them to you. I pray for those who are now worried about their fortunes. May they, too, come to know you. May be we all just turn to you rather than to our own capabilities... because those will fail us. Lord, thank you for using all things to draw us to you. Amen.

9.23.2008

Spending...

Good Morning Blog world.

I took the day off yesterday and it was probably one of the best decisions I made in a long time. Today I am feeling refreshed and ready to take on the world. So, watch out here I come!

On another note... my thoughts on my spending habits.

I have very bad spending habits. I mean... very bad spending habits. And what is worse... I am not very good at denying myself things. If I want it, I buy it. Without much thought either. And as you can guess, that has probably gotten me into some trouble these last couple of years.

Now, I do want to say... people, I am not in serious debt. I am doing fine.

However, if I don't get these bad habits under control, I will be in trouble.

So, what am I doing about it? Well, I am praying about it. I am telling you about it, as well as considering telling a couple of people in my life right now so that they can help me and keep me accountable.

I am also praying about maybe taking a Sunday School class at church that goes through the Crown Financial Series. I think a class just started so I may have to wait until next "semester." (can you believe that semesters still rule your life post college...)

But I am also trying to go on a spending fast. I have read about people who do these for many reasons. They seem to be very trendy right now.... you now... the American kick to not appear to be so materialistic and all.

Well, I guess I am doing my own version of it. What does it look like you ask? Let me tell you.

Of course I can buy the necessities. Food... duh. But, only what I need. Hence why no more buying soda. no more buying ice cream or candy. Just what I need to survive. Do I need that candy bar? no.

Clothing. I have plenty... so no new clothes. There are a couple of items I am allowed to buy though. If I need new undergarments, I can buy those. I am also in desperate need for a new pair of tennis shoes. The pair I am wearing now, I have had since Junior year of college... maybe earlier. It is time to retire them. But that really cute black wrap dress? no... I don't need those. What about if a really cute shirt is on clearance? No... I don't NEED it. I have how many shirts in my closet? in my drawers? no... tennis shoes. And, if I get a hole in one of my pairs of jeans I can replace them. But that is it.

Books. Nope... no new ones here either. I have plenty of books on my book shelf that need to be read first. And then after that... it is called a library. They are your friend. I will use them.

What about Scrapbooking stuff, you ask? a no go there. I have plenty of materials to play with in my drawers. So... I am going to use that stuff first. It is time to let go of the idea that I need new stuff to be creative, to be happy. What is that idea, and where did it come from? I have plenty of stuff in my apartment. Stuff that I don't ever use. It is time to discover what I have, use it and let the idea that I need to buy something disappear.

The hard part is knowing where to draw the line socially. How many times a week is too much for eating out? I feel like I go out a lot, and that is a place I need to cute down. I'll let you know what I decide about that.

Anyway... that is a small part of my plan. A spending fast, of sorts.

Let me know if you have any advice on how to make my bad habits into good ones. Change is happening. I am growing up.... slowly but surely.

9.22.2008

Christmas in September?

So, I was in Target the other day... doing my normal wander around the store. Seriously, I cannot get in and out of that store in anything less than 30 or so minutes. No matter where I need to go or what I need to get done... I have to wander. I wander through the Dollar Spot, the Scrapbooking area, the clearance section of the women's clothing department.

But that is neither here nor there.

Anyway... I went in the store on Friday before I went to the Jars of Clay, Switchfoot, and Third Day concert to pick up a bottle of water and shower curtain. WAIT! Don't judge the purchases. Walnut Creek will allow you to bring in a sealed water bottle. That saved me like $4 dollars. AND, the shower curtain under the blanket is genius. My blanket didn't get wet like everyone elses. :-)

Ok... so again... I digress.

As I was looking for the shower curtain I ran across the Halloween candy. No big deal... Halloween is about a month out. It is to be expected to see the Candy. But what was in the next aisle over?

Christmas stuff... Christmas lights... Christmas decorations... Christmas cards.

REALLY? Is that necessary? Is anyone thinking about Christmas yet? I am not. Heck... I am not even thinking about Halloween yet... and I am a planner, people. So now we get to lose both Thanksgiving and Halloween. Christmas really will just start in July... won't it?

Well... anyone else seen Christmas stuff yet? I hope Walmart or Kmart haven't yet broken the stuff out.

9.16.2008

Random Thoughts

*update* I thought I had lost this post earlier today... but alas Blogger thought it would be nice to me and really save this (despite it not being here this afternoon)... :-)

TRL

I don't know about you all but I can remember when TRL was just Carson Daly and a black background playing the top requested videos... then it went live and went to the studio in Times Square. I can remember being in NYC in High School and being so excited just to SEE the windows of TRL. Now sadly, it has been said that TRL is being retired... and really, I guess it is about time. 10 years!?!?! When did I get old?

Boys

There is far too much detail to go into it here... but just know that boys are STUPID. Sorry if you are from the male species and are offended by the previous statement. But from my personal experience of the last week or so... Boys are just plain stupid... don't know what they want and aren't willing to go for it.

Discipline

I am pretty sure this isn't the first time I have written about this idea before.

Discipline.

For someone who is as organized as I am at times... I truly lack discipline and even sometimes follow through. Over time, I have gotten better. Maybe I never had good work habits... school up through college (and even at times in college) came very easy for me. I could put in little to just enough work and still get good grades.

Well, now it is catching up with me! This job is CRAZY... I could work all day long seven days a week and never sleep... and still not get everything done. My Inbox is ugly... both at work and at home. My room is a mess. I feel like I am not a good friend. And it is probably because I am not the best at budgeting my time.

So, I am beginning to work on it. I am vowed not to start watching any new shows this season. I am sticking to my One Tree Hill, Road Rules/Real World Challenge, House, and that is probably it. I am giving up Grey's Anatomy, American Idol, and others. I don't need to waste my time idly in front of the TV.

Now, I just need to get home and not play on the computer...

But, what do I want to do with my free time? Lots of things. How about some goals?
-Read one new book a month
-Complete one scrapbook page a week
-Keep my room clean and picked up
-Keep my personal Inbox at "zero" messages to return
-Keep my work Inbox at less than 10

Think it is manageable? I don't know... I'll have to ask you, blog world, and my roommate to ask me how it is going.

Soda

I have a never ending battle with soda. I love the stuff... and just can't seem to manage to cut it out of my diet for more than 3 or 4 months at a time.

This time around I am trying to slowly cut it out of my diet.

September was when I stopped buying it from the grocery store (and I only slipped up once by buying a 20oz Sunkist).

October I am no longer going to buy it at sit down restaurants, or at lunch on Sundays.

Then in November, it is cold-turkey. No more soda. Anyone want to help me on that one?

Sign-off

There is still more to tell you, but I need to get back to work. But this will be the last topic for today. Sadly, on Tuesday night... my computer at home crashed. I am currently mourning the loss of it... it can be fixed, but it takes time and time is not something I have a ton of right now. Luckily, God provides in different ways and about two weeks earlier I got a laptop for work. So, I can at least use that one.

Enjoy your Thursday. Hopefully I'll be back to blog tomorrow or this weekend about my thoughts on money, budgeting and why I suck at that, too. But, also my thoughts on how to approach it differently from now on.